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LIFE INSURANCE
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Maximum cover $15,000,000

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Most awarded Direct Life Insurer of 2019

Most awarded Direct Life Insurer of 2019

Terms and Conditions

View T&C's

*Important information – savings information and discount.

NobleOak Life Limited is authorised by the Australian Prudential Regulatory Authority (APRA) to carry on life insurance business in Australia. Our Life Insurance products are only available to Australian residents. We are unable to offer Life Insurance products in New Zealand (or in any other jurisdiction outside Australia).

The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life Insurance cover offered by a range of other Life Insurance companies, including products available directly from the insurer (7 products included in the comparison) and those available for purchase through a financial adviser or broker (7 products included in the comparison) and also applying the discount to standard rates. A premium comparison was undertaken in September 2019 by Plan For Life based on published premium rates.

Click here for more details on the premium comparison. Life Insurance rates for insurers, including NobleOak, may change since that time and this could change the outcome. Members are entitled to a 10% discount on NobleOak’s usual premium rates for its term life cover. Please call NobleOak on 1300 108 490 to apply for cover and verify your actual premium which will take into account your age, occupation, sum insured, health and pastimes. Did you know that in addition to term Life Insurance cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover. Our website contains details.

**Two (or more) covers - Two months free

This offer is available if you apply for cover before 31 August 2020. If you apply for two or more cover types before 31 August 2020 and are issued with two or more covers, you will not start paying premiums for each cover respectively, until two months after the commencement date of the relevant covers. If you apply for one or more cover types before 31 August 2020 and are issued with only one type of cover, or if you apply for and take out two or more covers but cancel any cover(s) within the first month so that only one cover remains current, you will not start paying premiums on the remaining cover until one month after the commencement date of that cover.

The first month free offer is available to members who apply for Life Insurance cover, Income Protection, Trauma or TPD Insurance cover before 31 August 2020 - if cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer. 

^NobleOak awards

NobleOak awards information found at https://www.nobleoak.com.au/award-winning-life-insurance/

Product Disclosure Statement

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How Does NobleOak Compare?

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*Important information – savings information and discount.

NobleOak Life Limited is authorised by the Australian Prudential Regulatory Authority (APRA) to carry on life insurance business in Australia. Our Life Insurance products are only available to Australian residents. We are unable to offer Life Insurance products in New Zealand (or in any other jurisdiction outside Australia).

The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life Insurance cover offered by a range of other Life Insurance companies, including products available directly from the insurer (7 products included in the comparison) and those available for purchase through a financial adviser or broker (7 products included in the comparison) and also applying the discount to standard rates. A premium comparison was undertaken in September 2019 by Plan For Life based on published premium rates.

Click here for more details on the premium comparison. Life Insurance rates for insurers, including NobleOak, may change since that time and this could change the outcome. Members are entitled to a 10% discount on NobleOak’s usual premium rates for its term life cover. Please call NobleOak on 1300 108 490 to apply for cover and verify your actual premium which will take into account your age, occupation, sum insured, health and pastimes. Did you know that in addition to term Life Insurance cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover. Our website contains details.

**Two (or more) covers - Two months free

This offer is available if you apply for cover before 31 August 2020. If you apply for two or more cover types before 31 August 2020 and are issued with two or more covers, you will not start paying premiums for each cover respectively, until two months after the commencement date of the relevant covers. If you apply for one or more cover types before 31 August 2020 and are issued with only one type of cover, or if you apply for and take out two or more covers but cancel any cover(s) within the first month so that only one cover remains current, you will not start paying premiums on the remaining cover until one month after the commencement date of that cover.

The first month free offer is available to members who apply for Life Insurance cover, Income Protection, Trauma or TPD Insurance cover before 31 August 2020 - if cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer. 

^NobleOak awards

NobleOak awards information found at https://www.nobleoak.com.au/award-winning-life-insurance/