Am I covered while I’m waiting for my application to complete?

While your application is being assessed, you will be covered for accidents, as they relate to the cover you’ve applied for:

If you are applying for NobleOak Life Insurance, then Interim Accidental Death cover is provided at no extra cost while your application is being assessed. This means that if you suffer accidental death in this period, we will pay the cover amount you applied for, up to a maximum of $1 million.

If you are applying for NobleOak Total and Permanent Disability (TPD) Insurance, then Interim Accidental Disablement Cover is provided at no extra cost while your application is being assessed. This means that if you have an accident in this period, and as a result you are left permanently disabled – for example if you are in a road accident and become quadriplegic –  we will pay the cover amount you applied for, up to a maximum of $500,000.

If you are applying for NobleOak Trauma Insurance, then Interim Accidental Trauma Cover is provided at no extra cost while your application is being assessed. This means that if you suffer an accidental trauma in this period, for example a workplace accident that leaves you blind, we will cover the amount you applied for, up to a maximum of $500,000.

If you are applying for NobleOak Income Protection Insurance, then Interim Accidental Disability Cover is provided at no extra cost while your application is being assessed. This means that if you have an accident resulting in total disability, we will pay the monthly amount that you applied for, up to a period of 24 months, to an overall maximum of $200,000.