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NOBLEOAK IS ‘AUSTRALIA’S MOST AWARDED DIRECT LIFE INSURER OF 2020'

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NobleOak has once again proven that it provides great value and benefits when it comes to Life Insurance, by winning Finder’s ‘Best Life Insurer 2020’. In addition to this, NobleOak also won ‘Best Life Insurance 2020’ (for the second consecutive year) and ‘Best Income Protection 2020’

We are very proud that Finder has recognised NobleOak as Australia’s best life insurer and for the quality of our products.

NobleOak CEO Anthony Brown said winning back-to-back coveted Finder awards is recognition of the outstanding value NobleOak’s Direct Life insurance cover offers.

“It’s testimony to the NobleOak philosophy of providing Australians with more affordable and accessible Life insurance without any compromise on the quality of their cover. Our philosophy of providing quality comprehensive cover together with affordable pricing is the reason we continue to win the prestigious Finder Awards. Our customer focused approach, together with fully underwriting the cover, means our clients can save an average of 20%* on premiums compared to other Life Insurance companies.”

“While we are very proud of the cover we provide, a simple belief in “doing the right thing” also sets us apart. NobleOak has been built on a genuine desire to protect our clients and customers in the best way possible, so the team is very proud to be acknowledged for this,” Mr Brown said.

Unlike many other direct insurers, NobleOak conducts a full health assessment at the time of application and pays all costs for any medicals and tests if they are required. The benefit means there are ‘no surprises’ at claim time, when emotional stress is often very high.

Mr Brown said NobleOak specialises in providing Life and Income Protection insurance to self-directed people who don’t feel the need for personal financial advice. Premiums are tailored to suit people’s individual circumstances without the need for them to compromise on what they are covered for. This is one of the major differences between us and other direct insurers.

“We offer the best of both worlds,” Mr Brown said.

Every month 2.6 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare virtually everything from credit cards, phone plans, health insurance, travel deals and much more. Finder has helped Aussies find what they need from 1,800+ brands across 100+ categories.

We continue to expand and launch around the globe, and now have offices in Australia, the United States, the United Kingdom, Canada, Poland and the Philippines. For further information visit www.finder.com.au.

How was the Life Insurance category judged?

In the Life Insurance category, a list of product features was considered and weighted, including:

  • Fully-underwritten (the applicant is asked a series of health and lifestyle questions during the application process rather than at claim time) – NobleOak offers fully underwritten, ‘no surprises’ cover, so you know what you are paying for upfront.
  • Maximum sum insured – You can choose up to $15 million Life Insurance cover payable in the event of your death, with an advance of up to $3 million if you become terminally ill. Higher amounts may be considered.
  • Guaranteed renewability – As long as premiums are paid, NobleOak guarantees to renew your insurance cover each year. It will not be cancelled, nor will your premiums be increased, due to any future change in your state of health, lifestyle, occupation, or pastimes.
  • Expiry age (the age at which your cover expires) – The cover expiry age for our Life Insurance is 99 years old.
  • Counselling benefit – NobleOak provides a $1,000 grief counselling benefit to help your family if you are diagnosed with a terminal illness or pass away.
  • Interim accident cover – If you apply for NobleOak Life Insurance, we will give you interim cover for accidental death at no extra cost while your application is being assessed.
  • Funeral advancement benefit – NobleOak will quickly advance $15,000 of your cover amount to assist with funeral expenses, upon evidence of the death certificate.
  • Maximum entry age – NobleOak’s maximum entry age for Life Insurance is 69 years old.

 

Find out more about NobleOak’s comprehensive Life insurance by speaking to our insurance specialists or request a quote today and mention ‘Law Society NSW”.

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Here's What Our Clients Are Saying

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Dear Noble Oak claims Team, Thank you for all your help and assistance during this difficult time. You guys have all been fantastic every step of the way, and have been really helpful in communicating with me during rehab etc. My family and I would have really struggled during this period without your financial support. Once again thank you and all the best. Special mention to Sophie for having to deal with me early on!
,
09 March 2020
Affordable insurance and fast friendly service.
,
11 December 2019
I was kept up to date through the whole process, very friendly service.
,
27 March 2019
Their Customer Service was first rate. Everyone I dealt with through the application process was fabulous. They kept me informed every step of the way and I didn't need to follow up on anything. Very impressed. Would thoroughly recommend them.
, SA
26 March 2019
Great to deal with. Kept me in the loop throughout the whole process. Good level of communication and I made significant savings on my life insurance premiums over the competitors.
,
11 March 2019
Excellent customer service. The process to buy Income Protection Insurance was very easy and the customer service team very helpful and knowledgeable. After I had applied I requested some additional information which was sent to me within a day. That's great customer service to have a good response time even after the initial sale had been made by Noble Oak.
,
04 March 2019
Your representative was patient, concise, understanding and above all very pleasant to speak and deal with. It was his influence that had me convinced to proceed with your product.
,
27 February 2019
Excellent to deaf customers. They communicate well to deaf customers by using sms texts and emails. Other companies just ring my number all day long.
,
26 February 2019
Great service. The customer service is great. They are friendly and very helpful and it was a pleasure dealing with them.
,
20 February 2019
I am very pleased with Noble Oak and the ease with which the transaction was finalised. I wouldn't hesitate to use them again or to recommend them to my family and friends.
,
06 February 2019
Each phone call and email was answered by a person who knew the answers to my queries very polite and courteous at all times.
,
24 January 2019
Very helpful, informative and great communication. I’m very happy to have been approved into the Noble Oak community Happy customer that’s me!
,
16 January 2019
It's good for elderly people. Quite affordable and good conditions.
,
19 December 2018
Great service, honest advice, prompt follow up, extremely competitive premium and deal. Thanks Noble Oak.
,
23 November 2018
Superb and excellent! The premium is much lower compared to the others. The process of getting their insurance is fast and well coordinated.
,
21 November 2018
They were helpful, friendly and nothing seemed to be an issue for them even when I needed to amend some of the questions on the proposal. I received phone calls to advise of the next step and the Nurse that came to our house on a weekend was so friendly and professional in her duties.
,
20 November 2018
Fantastic customer service, competitive costs for income protection attracted me to switch over from other insurance. Follow up by NobleOak team including approval of quote is excellent and made me comfortable and happy. Highly recommend this income protection policy.
,
15 November 2018
Was a quick and easy process. Price is a lot cheaper than other providers.
, NT
31 July 2018
Fantastic customer service and the explanation of the product was clear and concise. Value for money.
, NSW
26 July 2018
Very professional, helpful and friendly service. My new life insurance policy was processed efficiently and I was contacted during each step of the process.
, WA
26 July 2018

Terms & Conditions

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*Important information – savings information and discount for Law Society members

The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life Insurance cover offered by a range of other Life Insurance companies, including products available directly from the insurer (6 products included in the comparison) and those available for purchase through a financial adviser or broker (6 products included in the comparison) and also applying the discount to standard rates. A premium comparison was undertaken in April 2020 by Plan For Life based on published premium rates.

Click here for more details on the premium comparison. Life Insurance rates for insurers, including NobleOak, may change since that time and this could change the outcome. Members are entitled to a 10% discount on NobleOak’s usual premium rates for its term life cover. Please call NobleOak on 1300 108 490 to apply for cover and verify your actual premium which will take into account your age, occupation, sum insured, health and pastimes. Did you know that in addition to term Life Insurance cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover. Our website contains details.

In connection with NobleOak’s involvement with your society’s member benefits program, NobleOak Life Limited and/or its related entities pay a marketing fee to your society. Part of the fee is an ongoing amount equivalent to a percentage of premium on cover purchased by you under the program. This is not an additional charge to you.

To be eligible to apply for Life Cover with NobleOak, you must be an Australian Resident between the ages of 16 and 69. Our Life Insurance products are priced using stepped premiums. This means that your premiums will increase each year in line with your age and also due to CPI increases on your sum insured protecting you further against inflation.

**First Month Cover Free - 31st October

The first month free offer is available if you apply for cover before 31st October 2020. If you apply for cover before 31st October 2020, you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.

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*Important information – savings information and discount for Law Society members

The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life Insurance cover offered by a range of other Life Insurance companies, including products available directly from the insurer (6 products included in the comparison) and those available for purchase through a financial adviser or broker (6 products included in the comparison) and also applying the discount to standard rates. A premium comparison was undertaken in April 2020 by Plan For Life based on published premium rates.

Click here for more details on the premium comparison. Life Insurance rates for insurers, including NobleOak, may change since that time and this could change the outcome. Members are entitled to a 10% discount on NobleOak’s usual premium rates for its term life cover. Please call NobleOak on 1300 108 490 to apply for cover and verify your actual premium which will take into account your age, occupation, sum insured, health and pastimes. Did you know that in addition to term Life Insurance cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover. Our website contains details.

In connection with NobleOak’s involvement with your society’s member benefits program, NobleOak Life Limited and/or its related entities pay a marketing fee to your society. Part of the fee is an ongoing amount equivalent to a percentage of premium on cover purchased by you under the program. This is not an additional charge to you.

To be eligible to apply for Life Cover with NobleOak, you must be an Australian Resident between the ages of 16 and 69. Our Life Insurance products are priced using stepped premiums. This means that your premiums will increase each year in line with your age and also due to CPI increases on your sum insured protecting you further against inflation.

**First Month Cover Free - 31st October

The first month free offer is available if you apply for cover before 31st October 2020. If you apply for cover before 31st October 2020, you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.