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LIFE INSURANCE
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Age

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Have you smoked in the last 12 months

Please answer yes if you have smoked any substance other than prescribed in the last 12 months.

Cover amount

Maximum cover $15,000,000

$

  • Total
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  • per month

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Most awarded Direct Life Insurer of 2022

Most awarded Direct Life Insurer of 2022

Terms and Conditions

View T&C's

*Important information - Discount

Members are entitled to a 10% discount (which remains for the life of the cover) on NobleOak’s Premium Life Direct standard premium rates on term Life cover.
Life cover pricing information - premiums are payable annually or monthly. Life cover from 80c per day is an example (using premium rates current as at 18 June 2022), based on a 40 year old male non-smoker (sum insured $500,000) who pays monthly, who is accepted on standard underwriting terms, resides in NSW and works in a white-collar occupation. Please note that the advertised 10% discount to our standard rates has been factored into the calculations for this example.  Life cover premium rates tend to be higher for males. Premiums increase each year with age, and may change in future. Your actual premium for life cover will be based on a range of factors including your age, health, smoker status, occupation and pastimes. Cover is subject to underwriting.

^NobleOak awards

NobleOak awards information found at https://www.nobleoak.com.au/about-us/award-winning-life-insurance/

To access our recent 2023 whitepaper, click here. 

Product Disclosure Statement

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How Does NobleOak Compare?

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*Important information - Discount

Members are entitled to a 10% discount (which remains for the life of the cover) on NobleOak’s Premium Life Direct standard premium rates on term Life cover.
Life cover pricing information - premiums are payable annually or monthly. Life cover from 80c per day is an example (using premium rates current as at 18 June 2022), based on a 40 year old male non-smoker (sum insured $500,000) who pays monthly, who is accepted on standard underwriting terms, resides in NSW and works in a white-collar occupation. Please note that the advertised 10% discount to our standard rates has been factored into the calculations for this example.  Life cover premium rates tend to be higher for males. Premiums increase each year with age, and may change in future. Your actual premium for life cover will be based on a range of factors including your age, health, smoker status, occupation and pastimes. Cover is subject to underwriting.

^NobleOak awards

NobleOak awards information found at https://www.nobleoak.com.au/about-us/award-winning-life-insurance/

To access our recent 2023 whitepaper, click here.