If you own your own business, the consequences of being unable to work due to severe injury or illness can be financially devastating. Also, in a world where nothing stands still, you need to find a way to keep your business solvent, particularly when you can’t physically work. Otherwise it could be goodbye to your business.
In combination with Income Protection cover you can take out Business Expenses cover. This provides a monthly income stream to cover your fixed and recurring business expenses, including rent or mortgage interest payments, the salaries and superannuation of non-income producing staff, telephone, office supplies, and other costs.
Life, Total and Permanent Disability (TPD) and Trauma insurance covers provide further financial security in case of unexpected long term and permanent disability due to a severe injury or illness, or in the worst case scenario, your premature death.
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