If you’re happy with the quote and PDS, apply immediately over the phone or set up an appointment at a time convenient to you. We’ll answer any questions you have.
We will assess your application. Sometimes medical requirements will be necessary to assess the terms of our acceptance of your cover. If so, we’ll cover the costs of these tests and keep you up-to-date during the assessment process.
While we assess your application you will be covered against accidental death at no additional cost. Once the assessment is completed we’ll notify you of our decision.
Consider continuing your existing Life insurance or Income Protection cover until your NobleOak cover is confirmed and your documents are issued.
Compare Life insurance products, and you’ll see that NobleOak offers comprehensive cover with low premiums and personal service.
Simply select the type(s) of cover you need and you’ll only pay for what you’re covered for. Please refer to the PDS, which sets out the terms and conditions for the insurance, and consider whether this product is right for you.
2017 & 2016 CANSTAR ‘Outstanding Value Direct Life Insurance Award’
(Also referred to as critical illness cover or recovery insurance)
2017 & 2016 CANSTAR Outstanding Value
Direct Income Protection Award
We can’t offer personal advice, but we have developed a Life Insurance Calculator to help you determine what types of Life insurance and how much cover you need. By simply answering a few questions, you’ll receive a Free Life Insurance Analysis report that you can use to compare Life insurance products.
There’s a good chance you’ll need a hand at some stage. Here’s why:
• 1 in 6 women and 1 in 4 men are expected to suffer from a disability from the age of 35 to 65 resulting in more than 6 months off work.₁
• 1 in 2 Australian men and 1 in 3 Australian women will be diagnosed with cancer by the age of 85₂
• Each year around 55,000 Australians suffer a heart attack.₃
*The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life insurance products offered by other insurance companies, including products available directly with the insurer and those available for purchase through a financial adviser or broker. The premiums are based on a non-smoker with a Life insurance sum insured of $500,000 at 5 year age bands from age 30 to 65. Your age, occupation, gender, sum insured, smoker status, and health will determine the premium amount charged by NobleOak. Life insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken on November 2015 based on published premium rates. Readers may obtain a quote from NobleOak by contacting on 1300 041 494.
Our Australian based consultants will call you at your preferred time