Switch to Australia's most awarded direct life insurer 2019-2023^

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Life Insurance cover of up to a maximum of $25,000,000 is available, subject to underwriting.

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Some key features of our Life Insurance

With Life Insurance, NobleOak provides cover in case you die or become terminally ill, helping to clear debts and support your family.

Up to $25 million cover, paid as a lump sum NobleOak will pay the agreed cover amount as a lump sum to your nominated beneficiaries or estate.

Peace of mind regarding funeral expenses We'll quickly advance $15,000 of your cover amount to assist with funeral expenses.

We guarantee your renewals As long as premiums are paid, NobleOak guarantees to renew your insurance cover each year.

We cover you wherever you are Once issued, insurance cover is provided for worldwide travel and residence 24-hours a day.

4 Reasons to choose NobleOak

While we are very proud of the cover we provide, a simple belief in ‘doing the right thing’ sets us apart.

Competitive premiums

NobleOak Life Insurance premiums are more than 20% lower on average.~

Fully underwritten insurance

We only offer fully underwritten cover. This minimises the risk of unforeseen delays or surprises in the event of a claim.

Simple & straightforward

We aim to avoid overly complex terms. We simply provide a range of great value, comprehensive cover options.

Award winning cover

We are the only Life Insurer to win the Canstar Outstanding Value Award for Direct Life Insurance for eight consecutive years from 2016 to 2023.

Most commonly asked questions about Life Insurance

The information contained on this website is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before making a decision to purchase or continue with a product you should read the Life Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) and consider this information having regard to your own objectives, financial situation and needs. If you are considering replacing an existing life insurance policy you should consider your circumstances, including continuing the existing cover until the replacement policy is issued and cover confirmed.

*Important information – Discount – You are entitled to a 10% discount (10% discount applies to term life cover only) on NobleOak’s Premium Life Direct standard premium rates on Life Insurance cover.

The offer(s) are available for new customers only and can be used only once. Not able to be used in conjunction with another advertised offer. Cover is subject to underwriting.

~NobleOak’s Premium Life Direct Life Insurance premiums are more than 20 percent lower than the average premium of 15 comparable Direct Insurance products. Our analysis is based on premium rates available as at 30th September 2023, calculated by Plan For Life for Term Life Insurance cover offered directly through insurers (without personal financial advice). Premiums currently available for members include a 10% discount to our standard Premium Life Direct premium rates, and this discount has been factored into the calculations. The average savings quoted are applicable to males and females, smoker and non-smoker, from ages 30 to 60, with sum insured from $100,000 to $1.5m. Plan For Life is one of the leading independent suppliers of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

**To be eligible for this payment, you must be diagnosed as terminally ill with an illness that is likely to result in your death within the next 24 months.
The diagnosis must be made by two medical practitioners, one of whom is a specialist in the field. NobleOak will pay 100% of your life cover
amount following diagnosis,instead of upon death.

^NobleOak awards

NobleOak awards information found at https://www.nobleoak.com.au/about-us/award-winning-life-insurance/