Life Insurance

Buy direct and save on average 20%.

Limited time offer: Pay no premium for 2 months with combined cover*.

GET A QUOTE

Time for a dose of reality

At NobleOak we offer comprehensive, fully underwritten cover and ask more questions upfront.

Why? So you know what you’re covered for and there are no surprises at claim time. And because you buy direct, you’ll pay, on average, 20% less.

It’s the smarter way to insure your life.

What We Believe

At NobleOak, we believe Australians must be able to look after their families and themselves with complete confidence – and without paying too much for cover.

How to Apply

Life Insurance Quotes
  • Get a Quote

    One of our friendly insurance specialists will help you complete your Life Insurance quote over the phone or online.

  • Apply

    If you’re happy with the quote, you can apply immediately either over the phone or book a time for a call back.

  • Get covered

    We”ll assess your application. If you require medical tests we’ll pay for them and keep you updated on your progress.

*Terms & Conditions

View T&Cs

Average Saving on Life Cover

The 20% savings quoted are the average savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life insurance products offered by other Life Insurance companies, including products available directly from the insurer (8 products included in this comparison) and those available for purchase through a financial adviser or broker (7 products included in this comparison).

Based on premium rates available at 31 October 2018, Strategic Insight has calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 45% lower than other comparable Direct Offerings (using an analysis of 8 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 50).

Strategic Insight has also calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 12% lower than Advised Offerings (using an analysis of 7 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60 for Advised products).

Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome.

Strategic Insight (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

If you wish to see the comparison tables and how our premiums compare to Direct and Advised products, please click here.

 

Combined Cover - Two Months Free Offer

This offer is available if you apply for cover before 7th December 2018. If you take out two or more cover types you will not start paying premiums until two months after the earliest commencement date of the relevant cover. If you take out only one type of cover, or if you take out two or more covers, but cancel any cover within the first month, you will not start paying premiums on the remaining cover/s until one month after the commencement date of the cover. This offer applies for all applications received by 7th December 2018. This offer is available once only per new customer and may not be used in conjunction with any other offer.

Product PDS

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Life Insurance Calculator

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Average Saving on Life Cover

The 20% savings quoted are the average savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life insurance products offered by other Life Insurance companies, including products available directly from the insurer (8 products included in this comparison) and those available for purchase through a financial adviser or broker (7 products included in this comparison).

Based on premium rates available at 31 October 2018, Strategic Insight has calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 45% lower than other comparable Direct Offerings (using an analysis of 8 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 50).

Strategic Insight has also calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 12% lower than Advised Offerings (using an analysis of 7 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60 for Advised products).

Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome.

Strategic Insight (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

If you wish to see the comparison tables and how our premiums compare to Direct and Advised products, please click here.

 

Combined Cover - Two Months Free Offer

This offer is available if you apply for cover before 7th December 2018. If you take out two or more cover types you will not start paying premiums until two months after the earliest commencement date of the relevant cover. If you take out only one type of cover, or if you take out two or more covers, but cancel any cover within the first month, you will not start paying premiums on the remaining cover/s until one month after the commencement date of the cover. This offer applies for all applications received by 7th December 2018. This offer is available once only per new customer and may not be used in conjunction with any other offer.