My Protection Plan

Fully underwritten Life Insurance, available exclusively through our partners.


The smarter way to protect yourself and your loved ones

NobleOak’s My Protection Plan is a fully underwritten Life Insurance product available through alliance partners and financial advisers.

With My Protection Plan, you can choose the type and amount of cover you want – so you only pay for what you need.

Please refer to the My Protection Plan Product Disclosure Statement for more information.

No surprises cover

We take the time to get to know you up front. Your cover is fully underwritten and tailored to you. That gives you more certainty at claim time.

Lower premiums

Our Life cover premiums are on average 20%* lower than comparable cover. By minimising our marketing costs and not paying adviser fees, we can pass savings back to you.

Personal service

You speak to a local person and we guide you through your application. That’s why we received a satisfaction score of 95.8%# from our clients.

Award winning cover.

With NobleOak, you can feel secure knowing you’re covered by the winner of Canstar Outstanding Value, Strategic Insight Overall Excellence and FEEFO Gold Trusted Services awards.

Life Insurance tailored to you.

NobleOak offers a full range of cover types, so you can combine
the cover you need in one product.

Life Cover

  • Protect the financial security of your loved ones if you die or are diagnosed with a terminal illness.
  • Apply for up to $25 million of cover.
  • $15,000 advance to assist with funeral costs.

Income Protection Insurance

  • Protect your income if you become ill or injured and can’t work.
  • Provides up to 75% of your income (up to $30,000 per month).
  • Choice of 30 or 90-day waiting period.

Total & Permanent Disability (TPD) Insurance

  • Protect yourself and your family from financial stress if you’re permanently disabled and unable to work.
  • Apply for up to $5 million of cover.
  • Protection for mental illness included.

Trauma (Critical Illness) Insurance

  • Focus on your recovery if you suffer from a critical illness.
  • Apply for up to $2 million of cover.
  • 38 conditions covered including cancer, heart attack, stroke and coronary artery disease.

Business Expenses Insurance

  • Keep your business running if you can’t work due to illness or injury.
  • Covers your fixed business expenses up to $25,000 per month.
  • Partial disablement benefit included. We can still pay you a reduced amount if you return to work in a reduced capacity.

SMSF Suitability

  • Our Life and TPD cover can be written within an SMSF.
  • These covers meet all Superannuation Industry Supervision Act (SIS) requirements.
  • Flexible ownership options.

  • + *Average saving on Life Cover
  • + #Pureprofile