Over Fifty Life Insurance
Award-winning cover, available exclusively to the FiftyUp Club.
Save an average of 30%* on premiums
Winner 2017 & 2016 Canstar Direct Life Insurance Outstanding Value Awards
Fully underwritten cover means ‘no surprises’ at claim time
The smarter way to protect your lifestyle
Right now, you’re at a stage in your life where you want to enjoy yourself and start planning for a fantastic retirement. It’s not a time you want to be worrying about money.
With NobleOak’s Over Fifty Life Insurance, you can get award-winning cover to protect your lifestyle from a serious illness or injury – with even lower premiums for FiftyUp Club members.
Life Insurance tailored to you
NobleOak offers a full range of cover types, so you can combine the cover you need in one product.
- Protect the financial security of your loved ones if you die or are diagnosed with a terminal illness.
- Apply for up to $15 million of cover.
- $15,000 advance to assist with funeral costs.
Income Protection Insurance
- Protect your income if you become ill or injured and can’t work.
- Provides up to 75% of your income (up to $25,000 per month).
- Choice of 30 or 90-day waiting period.
Total & Permanent Disability Insurance (TPD)
- Protect yourself and your family from financial stress if you’re permanently disabled and unable to work.
- Apply for up to $5 million cover.
Protection for mental illness included.
Trauma (Critical Illness) Insurance
- Focus on your recovery if you suffer from a critical illness.
- Apply for up to $2 million cover.
- 38 conditions covered including cancer, heart attack, stroke and coronary artery disease.
Business Expenses Insurance
- Keep your business running if you can’t work due to illness or injury.
- Provides protection for fixed business expenses up to $25,000 per month.
- Partial disablement benefit included.
- Our Life and TPD cover can be written within an SMSF.
- These covers meet all Superannuation Industry Supervision Act (SIS) requirements.
- Flexible ownership options.
Award winning cover
When it comes to awards NobleOak is head and shoulders above the rest. You can feel secure knowing you’re covered by the winner of the Canstar Outstanding Value, Strategic Insight Overall Excellence and FEEFO Gold Trusted Services awards.
Get covered in 3 simple steps
Step 1. Get a quote
One of NobleOak’s friendly insurance specialists will give you an obligation free Life Insurance quote over the phone.
Step 2. Apply
If you’re happy with the quote, you can apply immediately either over the phone or book a time for a call back.
Step 3. Get covered
We’ll assess your application. If you need medical tests we’ll pay for them and update you during the process.
*Average 30% Savings
The Rice Warner Comparator Tool (Copyright Rice Warner, 2008) provides up to date market information for comparable underwritten policies from a range of major insurers. Comparison based on a non-smoker with $500,000 Life cover and stepped premiums. Using this Comparator Tool, one can see that FiftyUp Life insurance premiums for most age groups are considerably lower than comparable products, with an average saving of 31% across the selected age groups. Data last updated 14/12/2016. Your age, occupation, pastimes, gender, sum insured, smoker status and health will determine the actual premium amount and the actual savings to comparable products. Life insurance rates for insurers, including NobleOak Life Limited, may change in the future and this could change the outcome.
95.8%# Satisfaction score from our customers
In 2018 NobleOak commissioned a survey of our existing clients using an independent research firm, Pureprofile.