Over Fifty Life Insurance

Award-winning cover, available exclusively to the FiftyUp Club.


Key Features

  • Save an average of 30%* on premiums

  • Winner 2017 & 2016 Canstar Direct Life Insurance Outstanding Value Awards

  • Fully underwritten cover means ‘no surprises’ at claim time

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The smarter way to protect your lifestyle


Right now, you’re at a stage in your life where you want to enjoy yourself and start planning for a fantastic retirement. It’s not a time you want to be worrying about money.

With NobleOak’s Over Fifty Life Insurance, you can get award-winning cover to protect your lifestyle from a serious illness or injury – with even lower premiums for FiftyUp Club members.

Life Insurance tailored to you

NobleOak offers a full range of cover types, so you can combine the cover you need in one product.

Life Cover

  • Protect the financial security of your loved ones if you die or are diagnosed with a terminal illness.
  • Apply for up to $15 million of cover.
  • $15,000 advance to assist with funeral costs.

Income Protection Insurance

  • Protect your income if you become ill or injured and can’t work.
  • Provides up to 75% of your income (up to $25,000 per month).
  • Choice of 30 or 90-day waiting period.

Total & Permanent Disability Insurance (TPD)

  • Protect yourself and your family from financial stress if you’re permanently disabled and unable to work.
  • Apply for up to $5 million cover.

Protection for mental illness included.

Trauma (Critical Illness) Insurance

  • Focus on your recovery if you suffer from a critical illness.
  • Apply for up to $2 million cover.
  • 38 conditions covered including cancer, heart attack, stroke and coronary artery disease.

Business Expenses Insurance

  • Keep your business running if you can’t work due to illness or injury.
  • Provides protection for fixed business expenses up to $25,000 per month.
  • Partial disablement benefit included.

SMSF Suitability

  • Our Life and TPD cover can be written within an SMSF.
  • These covers meet all Superannuation Industry Supervision Act (SIS) requirements.
  • Flexible ownership options.

Award winning cover

When it comes to awards NobleOak is head and shoulders above the rest. You can feel secure knowing you’re covered by the winner of the Canstar Outstanding Value, Strategic Insight Overall Excellence and FEEFO Gold Trusted Services awards.

Get covered in 3 simple steps

Step 1. Get a quote

One of NobleOak’s friendly insurance specialists will give you an obligation free Life Insurance quote over the phone.

Step 2. Apply

If you’re happy with the quote, you can apply immediately either over the phone or book a time for a call back.

Step 3. Get covered

We’ll assess your application. If you need medical tests we’ll pay for them and update you during the process.


Let’s get started

Request a quote or book a time to speak with one of our friendly insurance specialists and start saving with NobleOak today.



  • + *Average 30% Savings
  • + 95.8%# Satisfaction score from our customers