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Tel: 1300 041 494

Email: nobleoak.com.au

AWARD-WINNING LIFE INSURANCE FOR SPREETS MEMBERS

Protect your family with NobleOak

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Maximum cover $15,000,000

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Most awarded Direct Life Insurer of 2019

Most awarded Direct Life Insurer of 2019

Terms and Conditions

View T&C's

Other products offered by NobleOak Life

Did you know that in addition to Life cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover? Click here for further details.

Spreets Members - Terms & Conditions

*17% Lifetime Discount for Spreets members

My Protection Plan is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247 302. Address: 66 Clarence Street Sydney NSW 2000. Phone: 1300 041 494. Email: [email protected]. Cover is available to Australian residents and is subject to the terms and conditions of the My Protection Plan Product Disclosure Statement (PDS). The information on this website is of a general nature only and does not take into consideration your individual objectives, financial situation or needs. Please also read the NobleOak Financial Services Guide. Before you purchase an insurance product you should carefully consider the PDS to decide if it is right for you. People who seek to replace an existing Life insurance policy should consider their circumstances including continuing the existing cover until the replacement policy is issued and cover confirmed. NobleOak cannot provide you with personal advice but our staff may provide general information about NobleOak Life insurance. By supplying your contact details, you are consenting to be contacted by NobleOak, in accordance with the NobleOak Privacy Policy.

Initial quotes are indicative only. Cover is subject to underwriting and confirmation of acceptance by NobleOak, including the terms and conditions of the PDS. Your age, occupation, pastimes, gender, sum insured, smoker status and health will determine the actual premium amount (including any applicable premium loading) charged by NobleOak.

Premium discounts apply to the standard premium offering for the NobleOak My Protection Plan product and are available for applications received from Spreets members under this program. Spreets member premiums  include a 17% discount which remains for the life of the cover. The discount is not available in conjunction with a discount from another program or offer.

The discount is not available in conjunction with a discount from another program or offer.

Average saving on Life Cover applies when comparing NobleOak’s premiums for its Term Life cover under NobleOak's My Protection Plan product to the average cost of Term Life cover offered by other Life Insurance companies, including products available directly from the insurer (7 products included in this comparison) and those available for purchase through a financial adviser or broker (7 products included in this comparison.)

The savings quoted are based on a non-smoking Australian resident with a Life Insurance sum insured of $500,000 at 5 year age bands from age 30 to 60. The premiums quoted for this offer include the 17% discount to our usual My Protection Plan premium rates. Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken in September 2019 based on published premium rates which can be accessed here.

 

**Two (or more) covers - Two months free

This offer is available if you apply for cover before 30 July 2020. If you apply for two or more cover types before 30 July 2020 and are issued with two or more covers, you will not start paying premiums for each cover respectively, until two months after the commencement date of the relevant covers. If you apply for one or more cover types before 30 July 2020 and are issued with only one type of cover, or if you apply for and take out two or more covers but cancel any cover(s) within the first month so that only one cover remains current, you will not start paying premiums on the remaining cover until one month after the commencement date of that cover.

The first month free offer is available to members who apply for Life Insurance cover, Income Protection, Trauma or TPD Insurance cover before 30 July 2020 - if cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer. 

Product Disclosure Statement

Download PDS

How Does NobleOak Compare?

Download Brochure

Other products offered by NobleOak Life

Did you know that in addition to Life cover, NobleOak also offers Income Protection, TPD, Trauma and Business Expenses cover? Click here for further details.

Spreets Members - Terms & Conditions

*17% Lifetime Discount for Spreets members

My Protection Plan is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247 302. Address: 66 Clarence Street Sydney NSW 2000. Phone: 1300 041 494. Email: [email protected]. Cover is available to Australian residents and is subject to the terms and conditions of the My Protection Plan Product Disclosure Statement (PDS). The information on this website is of a general nature only and does not take into consideration your individual objectives, financial situation or needs. Please also read the NobleOak Financial Services Guide. Before you purchase an insurance product you should carefully consider the PDS to decide if it is right for you. People who seek to replace an existing Life insurance policy should consider their circumstances including continuing the existing cover until the replacement policy is issued and cover confirmed. NobleOak cannot provide you with personal advice but our staff may provide general information about NobleOak Life insurance. By supplying your contact details, you are consenting to be contacted by NobleOak, in accordance with the NobleOak Privacy Policy.

Initial quotes are indicative only. Cover is subject to underwriting and confirmation of acceptance by NobleOak, including the terms and conditions of the PDS. Your age, occupation, pastimes, gender, sum insured, smoker status and health will determine the actual premium amount (including any applicable premium loading) charged by NobleOak.

Premium discounts apply to the standard premium offering for the NobleOak My Protection Plan product and are available for applications received from Spreets members under this program. Spreets member premiums  include a 17% discount which remains for the life of the cover. The discount is not available in conjunction with a discount from another program or offer.

The discount is not available in conjunction with a discount from another program or offer.

Average saving on Life Cover applies when comparing NobleOak’s premiums for its Term Life cover under NobleOak's My Protection Plan product to the average cost of Term Life cover offered by other Life Insurance companies, including products available directly from the insurer (7 products included in this comparison) and those available for purchase through a financial adviser or broker (7 products included in this comparison.)

The savings quoted are based on a non-smoking Australian resident with a Life Insurance sum insured of $500,000 at 5 year age bands from age 30 to 60. The premiums quoted for this offer include the 17% discount to our usual My Protection Plan premium rates. Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken in September 2019 based on published premium rates which can be accessed here.

 

**Two (or more) covers - Two months free

This offer is available if you apply for cover before 30 July 2020. If you apply for two or more cover types before 30 July 2020 and are issued with two or more covers, you will not start paying premiums for each cover respectively, until two months after the commencement date of the relevant covers. If you apply for one or more cover types before 30 July 2020 and are issued with only one type of cover, or if you apply for and take out two or more covers but cancel any cover(s) within the first month so that only one cover remains current, you will not start paying premiums on the remaining cover until one month after the commencement date of that cover.

The first month free offer is available to members who apply for Life Insurance cover, Income Protection, Trauma or TPD Insurance cover before 30 July 2020 - if cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.