• Passing savings to our clients
    NobleOak does not invest in large, upfront external commissions or mass marketing, and passes savings back to our clients through reduced premiums. Our competitive Life insurance premiums are on average at least 20%* lower when compared to other major insurers, if you purchase directly through NobleOak. Click here to compare our Life insurance premiums to other products.
  • No advice commissions when you buy direct
    We do not provide advice with our products if you buy directly through us, and therefore we don’t charge for it. This is why we are able to provide high quality low cost Life insurance, with personal service. We are often asked the question “how much cover do I need?” To help our clients determine the level of cover they need, we have developed a new self-serve Life insurance calculator. By simply answering a few questions you will receive an in- depth personalised Life Insurance Analysis report on the types of insurance and level of cover you may need. This comprehensive tool will help you determine how much Life, TPD, Trauma and Income Protection insurance you need.
  • Compare our premiums
    NobleOak offers a comprehensive level of cover you would normally purchase from a financial adviser or broker, at a lower cost. Based on premium comparisons undertaken in November 2015, NobleOak’s Life premiums were on average 52%* less when compared to leading Life insurance products bought directly, and on average 14%* less when compared to leading Life insurance products bought through an adviser. The result is a combined average saving in excess of 20%* (across both channels).
  • Large sum insured discounts
    NobleOak offers further discounts on larger amounts of insurance cover.
  • Pay less for annual premium payments
    For your convenience, premiums can be paid monthly or annually and can be paid through a direct debit arrangement or through your Visa or Master Card account. Monthly premium payments attract a 5% loading. There is no loading if you pay your premium annually and no cancellation fee if you cancel your cover during the year. To ensure your insurance remains in place, simply ensure your premiums are paid when due.
  • Best value Life insurance
    At NobleOak, we are proud to provide Australians with what we believe is the best value Life insurance and Income Protection insurance available directly. This value has been externally verified through our CANSTAR Outstanding Value – 5 Star awards and Plan for Life Direct Life Insurance Awards.

Find out more about NobleOak’s range of Life insurance options by calling 1300 041 494 or request a Life insurance quote. Disclaimer: * The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life insurance products offered by other life insurance companies, including products available directly from the insurer and those available for purchase through a financial adviser or broker. The premiums are based on a non-smoker with a Life insurance sum insured of $500,000 at 5 year age bands from age 20 to 65 for advised products and 20 t0 55 for direct products. Your age, occupation, gender, sum insured, smoker status, and health will determine the premium amount charged by NobleOak. Life insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken on November 2015 based on published premium rates. Readers may obtain a quote from NobleOak by contacting on 1300 041 494.