• Fully underwritten cover
    NobleOak cover is fully underwritten. That means we ask you about your health history and lifestyle when you apply for cover, and we tailor your cover and premium to the answers you provide. As long as your answers are honest and complete, your cover will not be subject to additional verification at claim time.This means greater certainty for you and your family if a claim eventuates.
  • Comprehensive secure cover
    Our products are sold directly to the public and also through advisers, so you know that the cover stacks up with the bigger brands.
  • Products with global backing
    NobleOak Life insurance policies are secure and protected by the third-largest global reinsurer, Hannover Life Re.
  • Over 138 years of experience
    We are one of the most established Life insurers in Australia, formed in 1877.
  • Regulated financial services company
    We are regulated by the Australian Prudential Regulation Authority (APRA) and hold an Australian Financial Services Licence (AFSL) issued by ASIC.
  • Independently reviewed
    The matrix below is an extract from the Plan for Life Direct Insurance Report 2015 ©. It clearly illustrates that NobleOak’s (Premium Life Direct) Life cover is a leader with respect to both features and price. Click here for the Life insurance comparison matrix.
  • COBA member
    We are a proud member of the Customer Owned Banking Association (COBA), the industry body for the Australian mutual financial services sector and friendly societies.
  • Worldwide cover
    Once issued, our cover provides 24/7 protection when you travel internationally.
  • Accidental death cover at no additional cost during assessment
    We provide Accidental death cover at no additional cost during the application assessment period. Also, if any medical details are required for us to fully assess your application, we will cover these costs.
  • Guaranteed renewability
    As long as premiums are paid, we guarantee to renew your insurance cover each year until expiry. Your insurance cover will not be cancelled nor your premiums increased due to any change in your state of health, occupation or pastimes, unless you are applying for additional cover.
  • Cover remains if health changes
    Once your cover has been accepted, your future premiums and cover will not be affected by any changes in your health occurring after the cover has been issued.

Find out more about NobleOak’s range of Life insurance options by calling 1300 041 494 or request a Life insurance quote.

We’re an Award winning Life insurer

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2017 CANSTAR Outstanding Value Award

Direct Income Protection

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2016 CANSTAR Outstanding Value Award

Direct Life Insurance

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2016 CANSTAR Outstanding Value Award

Direct Income Protection