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Email: nobleoak.com.au

LIFE INSURANCE FOR WYZA SUBSCRIBERS

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Maximum cover $15,000,000

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Most awarded Direct Life Insurer of 2019

Most awarded Direct Life Insurer of 2019

Terms and Conditions

View T&C's

*Average Savings - WYZA

The 20% savings quoted are the average savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of a range of Term Life insurance products offered by a number of other Life Insurance companies, including products available directly from the insurer (6 products included in this comparison) and those available for purchase through a financial adviser or broker (6 products included in this comparison).

Based on premium rates available as at April 2020, Plan for Life has calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 46% lower than other comparable Direct Offerings (using an analysis of 6 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60).

Plan for Life has also calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 10% lower than Advised Offerings (using an analysis of 6 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60 for Advised products).

Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome.

Plan for Life (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

If you wish to see the comparison tables and how our premiums compare to Direct and Advised products, please click here.

**First month free offer

The first month free offer is available if you apply for cover before 30th November 2020. If you apply for cover before 30th November 2020, you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.

#Special offer – 6 month Reader’s Digest subscription: WYZA members who are issued with an indicative quote over the telephone from NobleOak’s team before 30 November 2020, are entitled to receive a free 6 month subscription to Reader’s Digest magazine (magazines arrive by mail – postage is included). Members can have a quote issued over the telephone by either calling NobleOak’s team on 1300 108 490, or by completing the online indicative quote process by clicking “Get a Quote” above following which they will be contacted by telephone by a NobleOak representative who will take them through the quote process and issue a quote. The offer is valid for quotes for the following life insurance products and the Member must be eligible for insurance cover within the terms of the Product Disclosure Statement including as to eligibility age (life insurance cover – eligible entry age up to 69 years; total & permanent disability insurance cover – eligible entry age up to 64 years; Trauma insurance cover – eligible entry age up to 59 years; Income Protection insurance cover and/or Business Expense insurance cover – eligible entry age up to 59 years). This offer only applies where a quote is issued over the telephone; and the offer is open to WYZA Members who are Australian residents only (limit one subscription per customer; Australian mailing addresses only) and the subscription is not transferable to another person. Direct Group Pty Ltd (operators of the WYZA website and the holder of the license to publish Reader’s Digest in Australia) will contact you to arrange your subscription and your subscription must commence no later than 30 November 2020. Privacy information (subscription offer) – after you click “Get a Quote” above you are notified of NobleOak’s privacy policy before you submit information into the indicative online quote tool; and when obtaining a quote from our telephone representatives you acknowledge the privacy policy. You can also read it here. So you can receive the 6 month subscription (usually valued at up to $39 for 6 months subscription), NobleOak will need to pass some of your personal information (name and email address, as well as confirmation that you obtained a life insurance product quote) to Direct Group Pty Ltd, who operate the WYZA website and issue Reader’s Digest magazine subscriptions. Our telephone representatives will ask you to confirm your consent to NobleOak passing this information to Direct Group. Direct Group will contact you (including by email and/or phone) to arrange your subscription and they may use your personal information in accordance with their Privacy Policy which is available on the WYZA website at www.wyza.com.au Please note that as a WYZA member, Direct Group already hold some of your personal information. Direct Group representatives are not representatives of NobleOak and they will not discuss any of our insurance products with you or provide information about our insurance products.

Product Disclosure Statement

Download PDS

How Does NobleOak Compare?

Download Brochure

*Average Savings - WYZA

The 20% savings quoted are the average savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of a range of Term Life insurance products offered by a number of other Life Insurance companies, including products available directly from the insurer (6 products included in this comparison) and those available for purchase through a financial adviser or broker (6 products included in this comparison).

Based on premium rates available as at April 2020, Plan for Life has calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 46% lower than other comparable Direct Offerings (using an analysis of 6 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60).

Plan for Life has also calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 10% lower than Advised Offerings (using an analysis of 6 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60 for Advised products).

Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome.

Plan for Life (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

If you wish to see the comparison tables and how our premiums compare to Direct and Advised products, please click here.

**First month free offer

The first month free offer is available if you apply for cover before 30th November 2020. If you apply for cover before 30th November 2020, you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.

#Special offer – 6 month Reader’s Digest subscription: WYZA members who are issued with an indicative quote over the telephone from NobleOak’s team before 30 November 2020, are entitled to receive a free 6 month subscription to Reader’s Digest magazine (magazines arrive by mail – postage is included). Members can have a quote issued over the telephone by either calling NobleOak’s team on 1300 108 490, or by completing the online indicative quote process by clicking “Get a Quote” above following which they will be contacted by telephone by a NobleOak representative who will take them through the quote process and issue a quote. The offer is valid for quotes for the following life insurance products and the Member must be eligible for insurance cover within the terms of the Product Disclosure Statement including as to eligibility age (life insurance cover – eligible entry age up to 69 years; total & permanent disability insurance cover – eligible entry age up to 64 years; Trauma insurance cover – eligible entry age up to 59 years; Income Protection insurance cover and/or Business Expense insurance cover – eligible entry age up to 59 years). This offer only applies where a quote is issued over the telephone; and the offer is open to WYZA Members who are Australian residents only (limit one subscription per customer; Australian mailing addresses only) and the subscription is not transferable to another person. Direct Group Pty Ltd (operators of the WYZA website and the holder of the license to publish Reader’s Digest in Australia) will contact you to arrange your subscription and your subscription must commence no later than 30 November 2020. Privacy information (subscription offer) – after you click “Get a Quote” above you are notified of NobleOak’s privacy policy before you submit information into the indicative online quote tool; and when obtaining a quote from our telephone representatives you acknowledge the privacy policy. You can also read it here. So you can receive the 6 month subscription (usually valued at up to $39 for 6 months subscription), NobleOak will need to pass some of your personal information (name and email address, as well as confirmation that you obtained a life insurance product quote) to Direct Group Pty Ltd, who operate the WYZA website and issue Reader’s Digest magazine subscriptions. Our telephone representatives will ask you to confirm your consent to NobleOak passing this information to Direct Group. Direct Group will contact you (including by email and/or phone) to arrange your subscription and they may use your personal information in accordance with their Privacy Policy which is available on the WYZA website at www.wyza.com.au Please note that as a WYZA member, Direct Group already hold some of your personal information. Direct Group representatives are not representatives of NobleOak and they will not discuss any of our insurance products with you or provide information about our insurance products.