Save 20%* on average on your premiums with our Award-Winning Life Insurance.

Get a Life Insurance Quote

Key features

  • Save an average of 20%* on premiums

  • Winner 2017 & 2016 Canstar Direct Life Insurance Outstanding Value Awards

  • Up to $15 Million of Cover

  • Fully Underwritten Cover Means ‘No Surprises’ at Claim Time

  • Funeral Advance of $15,000~

  • Grief Counselling & Financial Advice Support of $3,000

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NobleOak has been around for 140 years finding better ways to protect Australians just like you. You’ll receive comprehensive cover at a competitive price with no surprises at claim time.

You’ll save an average of 20%* depending on your level of cover compared to buying cover through an adviser or other direct insurers. When you choose NobleOak, you’re choosing a trusted award winning insurer with experience and client service that’s second to none.


Life Cover features

We’ve designed our Life Insurance features to provide you with cover that’s tailored to your needs.

Award-winning cover

NobleOak has won Canstar’s Direct Life Insurance Award in 2017 and 2016. We’re the only direct Life insurer to have ever achieved a maximum 5-Star rating in all 20 consumer profiles for Life Cover in consecutive years.

High cover levels

You can apply for up to $15 million of cover for death and terminal illness, without having to go through a financial adviser. That’s much higher than most direct insurers.

Low premiums

We don’t pay fees or upfront commissions to advisers. That means you’ll save 20%* on average compared to other insurers.

Fully underwritten ‘no surprises’ cover

We take the time to get to know you upfront, so we can tailor your cover and premium. Giving you more certainty at claim time.

Terminal illness included

We will pay a benefit up to the Life Cover sum insured to a maximum of $3 million if you are diagnosed with a terminal illness, allowing you to access your insurance benefits immediately.

Cover while you wait

We provide Interim Accidental Death cover (up to $1 million) at no additional cost during the application assessment period. This cover starts as soon as we receive a completed application for Life Cover.

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Grief counselling and financial advice

On top of your claim payment, we’ll reimburse you or your partner up to $1,000 for grief counselling, and up to $2,000 for financial advice, to help navigate a path forward. This is available when you take out $200,000 or more of cover.

Apply over the phone

No one likes filling in long forms. That’s why we offer an easy application process over the phone, taking on average 20 mins.


Backed by a global reinsurer

Our Life Insurance products are backed by a leading global re-insurer, Hannover Life Re. In 2016, Hannover Life Re paid out globally over $7.7 billion^ for Life and Health Insurance claims (and related expenses).

Dedicated claims support

If you or your family make a claim with NobleOak, you’ll be dealing with a friendly, Australia-based claims consultant from start to finish. We’re here to make the process easy for you.

“It was very reassuring and effective. I replaced 2 separate policies of $100k each with the NobleOak cover of $200k. And I saved over $100 a month in doing so. Very pleased and satisfied”


Brendan B.
January 2017


Compare Life Insurance

At NobleOak we’re committed to providing our clients with high quality Life Insurance and independent comparison research reflects this.


Life Insurance Comparison

The Life Insurance cover provided through NobleOak’s My Protection Plan has been independently reviewed by Strategic Insight. The matrix above is an extract from the Strategic Insight Direct Insurance Report 2017©. It clearly illustrates that NobleOak’s Life Cover is amongst the leading players with respect to price and features when compared to other Life Insurance available directly.

Strategic Insight (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and managed funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.


Who can apply

Australian residents between the ages of 16 and 69 can apply for NobleOak Life Cover.


Get covered in 3 simple steps

Step 1. Get a quote

One of NobleOak’s friendly insurance specialists will give you an obligation free Life Insurance quote over the phone.

Step 2. Apply

If you’re happy with the quote, you can apply immediately either over the phone or book a time for a call back.

Step 3. Get covered

We’ll assess your application. If you need medical tests we’ll pay for them and update you during the process.

Get a Life Insurance Quote


  • + Your Quote – My Protection Plan
  • + *Average saving on Life Cover – My Protection Plan
  • + ^Hannover Life Re Life and Health Insurance claims
  • + ~Funeral Advance Benefit
  • + My Protection Plan: Legal Statements