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Rated Best Direct Life Insurance in Australia in 2016, 2017 & 2018


The smarter way to insure your life

When you choose NobleOak, you’re choosing a trusted Australian Life Insurance company with over 140 years of experience and client service that’s second to none.


No surprises cover

We take the time to get to know you up front. Your cover is fully underwritten and tailored to you. That gives you
more certainty at claim time.

Lower premiums

Our Life Insurance premiums are on average 20%* lower than comparable cover. We don’t pay adviser fees, so we can pass savings back to you.

Personal service

You speak to a local person and we guide you through your application. That’s why we received a satisfaction score of 95.8%# from our clients.


Life Insurance tailored to you

NobleOak offers a full range of cover types through our Premium Life Direct product offering, giving you the flexibility to combine the quality cover you need at a price you can afford.



Protect the financial security of your loved ones if you die or are diagnosed with a terminal illness. Up to $15 million of cover available.

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Income Protection Insurance

Protect your income if you become ill or injured and can’t work. Provides up to 75% of your income (up to $25,000 per month).

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Total & Permanent Disability Insurance

Protect yourself and your family from financial stress if you’re permanently disabled and unable to work. Up to $5 million cover available.

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Trauma (Critical Illness) Insurance

Focus on your recovery if you suffer from a critical illness. 38 conditions are covered, including cancer, heart attack and stroke.

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SMSF Life Insurance is a simple and cost-effective way to provide for your family, and protect other SMSF members, if something happens to you.

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Business Expenses Insurance

Keep your business running if you can’t work due to illness or injury. Provides protection for fixed business expenses up to $25,000 per month.

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Australia’s Best Rated Life Insurance

If you’re looking for the best life insurance in Australia, look no further than NobleOak. You can feel secure knowing you’re covered by the only Life Insurer to win Canstar’s Outstanding Value Awards for Life and Income Protection Insurance in 2016, 2017 and 2018.

Get covered in 3 simple steps

Get a quote

One of our friendly insurance specialists will help you get your Life Insurance quote over the phone or online.


If you’re happy with the quote, you can apply immediately either over the phone or book a time for a call back.

Get Covered

We’ll assess your application. If you need medical tests we’ll pay for them and keep you updated on your progress.

What We Believe

At NobleOak, we believe Australians must be able to look after their families and themselves with complete confidence – and without paying too much for cover.

We believe Australians deserve better

We believe that for many of us, Life Insurance is a need, not a want. You no longer have to pay too much to protect yourself or your family.


We believe in keeping you happy

We don’t pay high upfront commissions to middlemen, so we can provide better service and secure cover at lower premiums. We put you first.

We believe you should feel confident

We ask a few more questions at application time, so you know what you’re covered for. This gives you more certainty when it comes to claim time.


We believe in a good night’s sleep

Our products have no hidden clauses or tricks. We simply provide great value, comprehensive cover so you can sleep more comfortably at night.

Work Life Play

Explore our practical tips and insights to help Australian families lead longer, healthier and happier lives.


Terms and Conditions

  • + * One month free Terms and Conditions