Protection for you and your loved ones the way it’s meant to be
NobleOak has been protecting Australians for over 140 years with a core belief of treating others as we would like to be treated.
Life Insurance
A lump sum payment in the event of your death or diagnosis of a terminal illness.
Income Protection
Receive regular payments during your benefit period to replace some of your income if you suffer an accident or injury and can no longer work.
Total and Permanent Disability (TPD) Insurance
Receive a lump sum payment if you become permanently disabled as the result of a sickness or injury and are unable to return to work.
Trauma Insurance
A lump sum payment to assist with your recovery if you are diagnosed with one of 37 serious medical conditions listed in our PDS.
4 Reasons to choose NobleOak
While we are very proud of the cover we provide, a simple belief in 'doing the right thing' sets us apart.
Low premiums
At NobleOak, you buy directly from us,
so you don't pay for
unnecessary overheads.
Fully underwritten insurance
We only offer fully underwritten cover.
This minimises the risk of unforeseen delays
or surprises in the event of a claim.
Simple & straightforward
We aim to avoid overly complex terms.
We simply provide a range of great value,
comprehensive cover options.
Award winning cover
We are the only Life Insurer to win the Canstar Outstanding Value Award for Direct Life Insurance for seven consecutive years from 2016 to 2022.
We believe that Australians deserve better
You deserve to feel confident
We ask more health and lifestyle questions at application time, giving you more certainty when making a claim.
You deserve great value
We put you first, always. We limit costs and avoid commissions to advisers, ensuring better service, secure cover and lower premiums.
You deserve a good night's sleep
Our products have no hidden clauses or tricks. We simply provide great value, comprehensive Life Insurance to you and your family.
International Day of Families 2022: a timely reminder to financially protect your family
![International Day of Families 2022: a timely reminder to financially protect your family]()
![International Day of Families 2022: a timely reminder to financially protect your family]()
International Day of Families 2022: a timely reminder to financially protect your family
Healthy Life Choices That Can Lower Life Insurance Costs
![Healthy Life Choices That Can Lower Life Insurance Costs]()
![Healthy Life Choices That Can Lower Life Insurance Costs]()
Healthy Life Choices That Can Lower Life Insurance Costs
Help protect your family with NobleOak, Australia's most awarded Direct Life Insurer 2021
**Life Insurance 2 Months Free Offer Terms and Conditions
Apply for one or more life insurance cover types available under Premium Life Direct before 30 June 2022 and if cover is issued, you’ll not start paying premiums until two months after the commencement date of cover. This applies to any one or more available Premium Life Direct cover types you take out. Offer available once only per new customer and may not be used in conjunction with any other offer.