Life Insurance Calculator

Find out how much Life Insurance and other covers you may need and receive your free Life Insurance report.
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Young father in his thirties proudly carries his son on his shoulders in their backyard Young father in his thirties proudly carries his son on his shoulders in their backyard

How much do I need?

It can be difficult to know how much Life Insurance or Income Protection cover you may need. We've designed our Life Insurance Calculator as a tool to help people think about what levels of cover they might need. It only takes 5-10 minutes to use.

What we calculate

This calculator helps determine the amount of cover you and your family may need in 5 easy steps. The assessment includes all Life Insurance covers, including Life Insurance, Income Protection Insurance, TPD Insurance and Trauma Insurance.
Adult son gives his mother a warm hug in his childhood home Adult son gives his mother a warm hug in his childhood home

Free Insurance calculator report

Our insurance calculator tool can provide you with a report showing levels of insurance cover you may wish to consider based on the information entered by you into the tool. It also provides an overview of covers which might be important for you to think about when you are considering your situation.
Young Asian family with two daughters run excitedly into their newly bought home with boxes to unpack Young Asian family with two daughters run excitedly into their newly bought home with boxes to unpack

Life Insurance - how much might I need?

Award winning calculator

NobleOak is always looking to provide the best service to help our clients, and our online calculator is one way we can help you consider how much cover you may need. Recently we won the 'Life insurance Product Innovation of the Year' award for our online calculator.
West Asian family lounge in the grass outside, watching on at their young, happy son playing with blocks West Asian family lounge in the grass outside, watching on at their young, happy son playing with blocks

RiceWarner

The methodology and assumptions used in the NobleOak Life Insurance Calculator have been reviewed and audited by RiceWarner, a leading independent provider of research and actuarial advice to the Australian Financial Services Industry.
Young father in his thirties holds onto his young daughter's waist as they balance on a paddle board Young father in his thirties holds onto his young daughter's waist as they balance on a paddle board

Insurance products tailored for you

NobleOak offers a full suite of award winning insurance products, allowing you to choose a combination of covers that are right for you. All of our products are fully underwritten, which means we ask you more questions upfront giving you more certainty at claim time.

Trauma Insurance

A lump sum payment to assist with your recovery if you suffer from one of 38 serious medical conditions listed in our PDS.

TPD Insurance

Help protect yourself and your family from financial stress if your permanently disabled
and unable to work.

Business Expenses Insurance

Receive a monthly payment during your benefit period if you can't work due to sickness or injury, to help cover the fixed running costs of your business.

Why choose NobleOak Life Insurance?

While we are very proud of the cover we provide, a simple belief in 'doing the right thing' sets us apart.

Low premiums

At NobleOak, you buy directly from us,
so you don't pay for the cost of advice
or for unnecessary overheads.

Fully underwritten insurance

We only offer fully underwritten Life
Insurance, tailored by you. This minimises
the risk of unforeseen delays or surprises
in the event of a claim.

Simple & straightforward

We aim to avoid overly complex terms.
We simply provide great value,
comprehensive Life Insurance.

Award winning

We are the only Life Insurer to win the Canstar Outstanding Value Award for Direct Life Insurance in five consecutive years from 2016 to 2020.

Help protect your family with
NobleOak, Australia's most awarded
Direct Life Insurer 2020

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