Life Insurance for AOA members

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Life Insurance cover of up to a maximum of $15,000,000 is available, subject to underwriting.
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Your cover amount
Life Insurance cover of up to a maximum of $15,000,000 is available, subject to underwriting.
In the meantime you may want to consider
Income Protection

Want to know more about the benefits of fully underwritten Insurance?

Click on the video below to find out more.

Why choose NobleOak Life Insurance?

While we are very proud of the cover we provide, a simple belief in ‘doing the right thing’ sets us apart.

Peace of mind regarding funeral expenses We'll quickly advance $15,000 of your cover amount to assist with funeral expenses.
Fully underwritten insurance We only offer fully underwritten Life Insurance, tailored by you. This minimises the risk of unforeseen delays or surprises in the event of a claim.
Protecting Australians for over 145 years One of Australia's longest standing Life Insurers with a heritage dating back over 145 years.

Maximum Cover Level


Maximum Entry Age

69 years old

Guaranteed Renewable Age

99 years old

Terminal Illness Benefit


Policies, terms and conditions vary between Insurance Providers, so it’s always advised to read the Product Disclosure Statement (PDS) and compare covers before you apply for Life Insurance.

Download our PDS

*10% Discount

You are entitled to a 10% discount (which remains for the life of the cover) on NobleOak’s Premium Life Direct standard premium rates on Life Insurance cover.

^NobleOak awards information found at

^^Life cover pricing information – premiums are payable annually or monthly. Life cover from 80c per day is an example (using premium rates current as at 18 June 2022), based on a 40 year old male non-smoker (sum insured $500,000) who pays monthly, who is accepted on standard underwriting terms, resides in NSW and works in a white-collar occupation. Please note that the advertised 10% discount to our standard rates has been factored into the calculations for this example.  Life cover premium rates tend to be higher for males. Premiums increase each year with age, and may change in future. Your actual premium for life cover will be based on a range of factors including your age, health, smoker status, occupation and pastimes. Cover is subject to underwriting.

What our customers have to say

Application process was very easy and smooth from start to finish. Great rates compared to my old insurer.

Feefo Trusted Customer - August 2022

The representatives who assisted me were very professional, efficient and friendly, answering all my questions knowledgeably, which gave me confidence. I saved over $500 on the annual premium so I was delighted with the final outcome.

Feefo Trusted Customer - July 2022

The process was simple, professional and very cost competitive. I fully recommend the life product to anyone considering.

Feefo Trusted Customer - August 2022

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