CANSTAR AWARD-WINNING INCOME PROTECTION

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Gross Annual Income
Annual Income is your personal exertion income including superannuation from your occupation. If you are employed, provide your Gross Income before tax plus superannuation contributions made by your employer. If you are self-employed, provide your Net Income (Gross Income less expenses before tax).
Monthly Benefit
Choose a monthly benefit from $1,000 per month, up to a max of 75% of your monthly taxable income (to an overall max of $25,000 per month). Please note the amount paid for a claim will be subject to a maximum of 75% of your monthly income at the time of claim.
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Life Insurance
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Gross Annual Income
Annual Income is your personal exertion income including superannuation from your occupation. If you are employed, provide your Gross Income before tax plus superannuation contributions made by your employer. If you are self-employed, provide your Net Income (Gross Income less expenses before tax).
Monthly Benefit
Choose a monthly benefit from $1,000 per month, up to a max of 75% of your monthly taxable income (to an overall max of $25,000 per month). Please note the amount paid for a claim will be subject to a maximum of 75% of your monthly income at the time of claim.
Life Insurance

Some key features of our Income Protection

Receive regular payments during your benefit period to replace some of your income if you suffer a sickness or injury and can no longer work.

Insure for up to 75% of your pre-tax income Insure up to 75% of your before-tax income (up to $25,000) paid monthly.
Premiums are generally tax-deductible Benefits received from Income Protection are paid gross and are tax assessable to you. Ask your accountant to see if this applies to you.
Protecting Australians for over 140 years One of Australia's longest standing life insurers with a heritage dating back over 140 years.

Maximum Cover Benefit

$25,000

Maximum Entry Age

59 years old

Benefit Period

2 years or age 65

Waiting Period

30 days or 90 days

Policies, terms and conditions vary between Insurance Providers, so it’s always advised to read the Product Disclosure Statement (PDS) and compare covers before you apply for Life Insurance.

Download our PDS

Australia's most awarded Direct Life Insurer 2020

Our outstanding value products and personal service has resulted in us being the most awarded Direct Life Insurer in 2020.
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What our customers have to say

Competitive product with even better Customer Service to match - Sometimes it's not the product but the people that make or break the product. My consultants Caitlin and Ted had been exceptionally nice and supportive! Kudos.

Partha November 2020

Helpful service, good insurance deal, so easy to organize over the phone - Very easy to contact and get hold of. Their phone manner was very helpful and polite, listened well. Gave us a good deal on the insurance,

Trusted Customer - September 2020

Superb and excellent! the premium is much lower compared to the others. The process of getting their insurance is fast and well coordinated.

Keith - October 2020

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