Canstar Award-Winning
Life Insurance

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  • Receive your first month of cover FREE**
  • 94.4% satisfaction rating
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Gross Annual Income
Annual Income is your personal exertion income including superannuation from your occupation. If you are employed, provide your Gross Income before tax plus superannuation contributions made by your employer. If you are self-employed, provide your Net Income (Gross Income less expenses before tax).
Monthly Benefit
Choose a monthly benefit from $1,000 per month, up to a max of 75% of your monthly taxable income (to an overall max of $25,000 per month). Please note the amount paid for a claim will be subject to a maximum of 75% of your monthly income at the time of claim.
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What are the key features of Life Cover?

With Life Cover, NobleOak provides a lump-sum to one or more nominated beneficiaries (or in some cases to the estate) upon the policy holder’s death.

Up to $15 million cover, paid a lump sum. NobleOak will pay the agreed cover amount as a lump sum to your nominated beneficiaries or estate.
Peace of mind regarding funeral expenses We'll quickly advance $15,000 of your cover amount to assist with funeral expenses.
We guarantee your renewals As long as premiums are paid, NobleOak guarantees to renew your insurance cover each year.
We cover you wherever you are Once issued, insurance cover is provided for worldwide travel and residence 24-hours a day.

We pride ourselves
on exceptional client service

Australian Residents between the ages of 16 and 69 can apply for up to $15,000,000 in cover.

Maximum Cover Level

$15,000,000

Maximum Entry Age

69 years old

Guaranteed Renewable Age

99 years old

Terminal Illness Benefit

Yes

What does a Life Insurance policy provide?

If you die while covered for life insurance, NobleOak will pay the agreed cover amount as a lump sum to your nominated beneficiaries or estate. You can apply for cover up to $15 million, although higher amounts will be considered where it can be justified.

Policies, terms and conditions vary between Insurance Providers, so it’s always advised to read the Product Disclosure Statement (PDS) and compare covers before you apply for Life Insurance.

Download the Product Disclosure Statement (PDS)

What benefits are included?

Life Insurance is the umbrella term that refers to insuring your family’s current quality of life in the unfortunate event of injury, illness or death. It provides you with peace of mind by mitigating potential risk and easing financial burden, should one of these scenarios ever occur.

Australia's most awarded Direct Life Insurer 2020

Our outstanding value products and personal service has resulted in us being the most awarded Direct Life Insurer in 2020.
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