In Australia, approximately two in five (or 43%) Australians will be diagnosed with cancer before the age of 85, and for many, cancer and its treatment lead to some form of disability. Among the difficulties that come with a cancer diagnosis, staying on top of your financial obligations can be one of the most challenging … Continued
Many adults consider taking out or helping parents take out life insurance, particularly as their parents age, face health concerns, or rely on them to navigate the health system and insurance options due to various reasons such as language barriers, cognitive difficulties, hearing and sight decline or lack of familiarity with technology. According to the AIHW, … Continued
If you’re applying for a Life insurance policy, you may need to provide some information about your medical history, and possibly undergo a medical assessment, especially if the policy you are applying for is fully underwritten. A fully underwritten policy compared to a partially, or no underwritten policy provides more certainty that if you need … Continued
When considering Life Insurance, one of the most common things people want to know is whether they need to take a medical exam first. This article will provide information about whether you can get a Life Insurance policy without a medical exam as well as explore the pros and cons of medical vs no-medical life … Continued
A home loan is almost always a big debt that takes years or decades to repay. There are currently around 3.3 million mortgaged households in Australia, and the average loan term is 30 years. Additionally, the cost of housing in Australia is at a record high, with Australia’s median house price rising to $1.113 million … Continued
No one wants to think about it, but death is a part of life. Once you’re gone, your family will have to go on without you. The good news is that you can help them deal with the financial side even after your passing. Death is one of the least popular topics of conversation. And … Continued
Talking to your partner about life insurance is tough. It’s a delicate subject, and you might get emotional about it. We have prepared several tips to make the talk easier. Talking about getting life insurance is among the hardest for modern couples. That’s why many put it off, or even avoid it altogether. Life insurance … Continued
It’s always difficult to talk to your family about the possibility of your death. That also means it’s often hard to talk about Life Insurance. But there are some important things about your policy that your family needs to know. You’ve already made the decision to get Life Insurance cover, at least in your head. … Continued
Some of the things you do every day actively harm your body. And many of these habits don’t even seem harmless until you take a closer look at them. In many ways, it’s our habits that define who we are as people. These habits become part of the routines that we create around ourselves, which … Continued
