When considering Life Insurance, one of the most common things people want to know is whether they need to take a medical exam first. This article will provide information about whether you can get a Life Insurance policy without a medical exam as well as explore the pros and cons of medical vs no-medical life … Continued
If you’re applying for a Life insurance policy, you’ll need to provide some information about your medical history, and possibly also undergo a medical assessment especially if the policy you are applying for is fully underwritten. This means that you will be asked a comprehensive set of questions about your medical history and lifestyle when … Continued
A home loan is almost always a big debt that takes years or decades to repay. There are currently around 3.3 million mortgaged households in Australia, and the average loan term is 30 years. Additionally, the cost of housing in Australia is at a record high, with Australia’s median house price rising to $1.113 million … Continued
No one wants to think about it, but death is a part of life. Once you’re gone, your family will have to go on without you. The good news is that you can help them deal with the financial side even after your passing. Death is one of the least popular topics of conversation. And … Continued
Talking to your partner about life insurance is tough. It’s a delicate subject, and you might get emotional about it. We have prepared several tips to make the talk easier. Talking about getting life insurance is among the hardest for modern couples. That’s why many put it off, or even avoid it altogether. Life insurance … Continued
Are you thinking about buying life insurance? If so, it may be wise to weigh your options with care. And then you still have to ensure your family knows what to expect. It’s not like people actually look forward to filing a claim on a life insurance policy. That’s understandable, as this would usually mean … Continued
You want to get a life insurance policy, but you don’t know how your beneficiary would be able to claim the money. Here’s what you need to know. A beneficiary is technically a person who receives benefits, such as money, from a benefactor. This relationship is often defined either in a person’s will, or the … Continued
It may seem like choosing a beneficiary is a simple task. However, there are several things to consider before making a choice. The process of taking out Life Insurance requires you to make several choices. Among these are deciding on the policy length and the amount of coverage needed. But choosing your beneficiary may be … Continued
It’s always difficult to talk to your family about the possibility of your death. That also means it’s often hard to talk about Life Insurance. But there are some important things about your policy that your family needs to know. You’ve already made the decision to get Life Insurance cover, at least in your head. … Continued
