Life Insurance the way it should be. Lower premiums, outstanding personal service and no surprises cover up to $15 million.
Our award winning Income Protection Insurance will provide you with up to 75% of your income if you are unable to work.
Protect your family from financial stress if you’re permanently disabled or unable to work. Up to $5 million cover available.
Focus on your recovery if you suffer from a critical illness. Get covered for 38 serious medical conditions up to $2 million.
Our Life and TPD covers meet all of the Superannuation Industry Supervision Act 1993 (SIS) whilst giving you the flexibility to move your cover out of your SMSF without reapplying.
Business Expenses Insurance pays you a monthly benefit of up to $25,000 to cover your regular business costs if you are unable to work due to a serious illness or injury.
Applying for cover for any of our Life Insurance products is as easy as 1, 2, 3. One of our friendly insurance specialists will be with you every step of the way.
Get a Quote
Compare your premiums today and discover why we’ve been awarded Canstar’s 5-Star Outstanding Value rating on both Direct Life and Income Protection Insurance.
From products to processes we’ve created a collection of Frequently Asked Questions (FAQs) designed to help you understand and manage your Life Insurance.
Life Insurance should be about simplicity. That’s why we’re committed to making your cover more transparent with our easy to understand Life Insurance definitions.
We’re proud of our track record of delivering outstanding service to our clients when it matters most. Get started with our simple three step claims process today.
Whether you’re looking to top up your cover or manage you cover details, our friendly client services team are here to help support you every step of the way.
Our blog is built around providing you with practical tips and insights to help you and your family lead longer, healthier and happier life. One day at a time.
At NobleOak our team is passionate about delivering truly exceptional Life Insurance products and experiences, backed by personal service that’s second to none.
Discover how our distribution, technology and solutions partners allow us to continue to deliver standout experiences for our clients and their loved ones.
Stay up to date with latest news and media coverage for NobleOak and explore our Whitepaper and industry insights for emerging trends within Life Insurance.
We’re a proudly independent, Australian owned life insurer. Discover how we’re making an impact on the Australian Life Insurance market.
If you’re a caring and passionate person who enjoys helping people, we want you. Explore our open roles today and start your career with Australia’s leading direct life insurer.
Our dedicated team of life insurance specialists are here to help. Call us on
1300 041 494, we’re open 8am-9pm
Monday-Thursday and 8am-6pm Friday.
Discover everything you need to know our our award-winning products and services.
What is Life Insurance?
Do I need Life Insurance?
How much Life Cover do I need?
How do I choose the right cover?
View all Life Cover FAQs (33)
How does Income Protection insurance work?
Do I need Income Protection Insurance?
Is Income Protection tax deductible?
Is my occupation covered under Income Protection?
View all Income Protection FAQs (23)
Do I need TPD Insurance?
How much TPD Insurance do I need?
What is the difference between TPD and Trauma insurance?
I already have Life Insurance, do I need TPD cover too?
View all TVD Insurance FAQs (17)
How does Trauma Insurance work?
What does Trauma Insurance cover?
Do I need Trauma Insurance?
How much Trauma Insurance do I need?
View all Trauma Insurance FAQs (23)
What is Business Expenses Insurance?
Do I need Business Expenses Insurance?
What does Business Expenses Insurance cover?
Do I pay Stamp Duty on my insurance premiums?
View all Business Expenses Insurance FAQs (5)
What is a Self-Managed Super Fund (SMSF)?
Why are NobleOak's premiums so low?
Why should I consider arranging Life Insurance through my SMSF?
View all SMSF Insurance FAQs (4)
Does low cost Life Insurance provide sufficient cover?
How do I know what the right level of cover is?
How do I find the right cover for my Life Stage?
View all Getting Started FAQs (9)
How soon does my cover start?
What details do I need to apply?
Will I need to do undergo a medical test?
What does Fully Underwritten mean?
View all Applications & Underwriting FAQs (15)
How do I pause my Premium?
How do I change my payment details?
View all Payments & Security FAQs (3)
How do I make a Claim?
How long will it take to pay my claim?
When might a claim not be paid?
How do I know NobleOak will be around when it is time to claim?
View all Making a Claim FAQs (5)
How do I change my contact details?
How do I update my beneficiaries?
How do I apply to increase or amend my cover?
How much will my premiums increase each year?
View all Existing Clients FAQs (11)
Why choose NobleOak?
How long has NobleOak been insuring Australians?
View all About NobleOak FAQs (3)
REQUEST A QUOTE
REQUEST A CALLBACK