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NobleOak remain committed to our clients during this uncertain time and we’re proud take part in the FSC COVID-19 initiative to support frontline healthcare workers

Life Insurance

5 Tips for Getting Active (That Don’t Involve Going to the Gym)

Life Insurance by Life Stage

The choices you make today can impact your long-term health, wealth and happiness. Understand the important role Life Insurance can play in key life events.

Your health plays a major role in securing the most affordable life insurance premium.

Find out how to keep yourself active and improve your chances at a great deal.

Modern living makes it harder for everyone to keep in shape. Most of us spend most of our day sitting still.

We sit in cars, offices, and the comfort of our homes. For most of us, life simply doesn’t call for much physical activity.

But your health is your most valuable asset.

In fact, your health is everything when you’re applying for life insurance. The healthier you are, the better the offer.

The insurance provider will require information on your medical record to see whether you’re in good shape. On top of that, your BMI (body mass index) may be a deciding factor, too.

Therefore, consider getting into shape before hunting for a life insurance policy. Cleaning up your medical record and losing some weight will go a long way to securing a favourable quote.

If you’re looking for some ways for staying active, why not try some of the following tips?

#1 – Exercise at Home

Of course, going to the gym might be the best solution. But not everybody can make that commitment over the long haul. Besides, there are plenty of ways to exercise outside of the gym.

You don’t need fancy gym equipment to keep your body in shape. All you really need is some available space at home.

As long as you don’t have any major pains and aches, you can easily come up with a home exercise regimen. You can find plenty of at-home workouts online, including calisthenics like squats, push-ups, crunches, and more. That should be enough to keep you active and improve your cardiovascular fitness.

As you progress, you’ll notice that the workouts get easier. If you want to challenge yourself, you can spice things up and add workout gear to your routine.

Weights, skipping ropes, punching bags, and resistance bands are all popular pieces of workout equipment for the home.

The only downside is that working out at home can get boring. You’re going to have to set goals and find ways to keep yourself motivated in the long run.

#2 – Take Up Walking or Cycling

Most of us have a hectic schedule and commuting to work is a fact of life all over Australia. However, does commuting always have to involve a car or public transportation?

For example, rather than driving or taking an Uber to the nearest public transport hub, you could walk or cycle.

Whenever you have an opportunity to walk, you can use it for your gain. For instance, you could take the stairs instead of the lift. Or if you need to drive to your office, you could park a bit further and walk the rest of the way.

Are you taking your family out to dinner? Why not enjoy a stroll to a nearby restaurant, rather than driving? You’ll burn calories and strengthen muscles.

#3 – Join a Sports Team

Some people find gym exercises boring and repetitive. How about taking up a sport instead?

For the most popular team sports, you should be able to find teams in your area that play on a recreational basis. You may find that this provides just the motivation you needed.

Combine it with walking or cycling to the venue and you might just hit the jackpot. It will improve your stamina, get your heart rate and blood circulation up, and thrill and challenge you to the fullest.

Not to mention that joining a local league is an excellent way to expand your social circle.

#4 – Turn Housework Into Exercise

Not many people know that doing housework can help keep you in shape. All those chores that require you to move around will keep you active. If there’s work to do around the house, don’t hesitate to roll up your sleeves.

Think about it – scrubbing bathtubs, mowing the lawn (especially with a manual push mower), vacuuming, and mopping the floor all require quite a bit of movement.

You may even find an app or online calculator that can calculate the calories burned for each household chore.

Think of doing your housework as killing two birds with one stone. You’re creating a more comfortable living space and getting into shape while you’re at it.

#5 – Pay Attention to Nutrition

If you neglect your diet, you’re not going to get the outcome you expected from exercising.

While it’s necessary to combine good eating habits with frequent physical activity, this doesn’t mean you need to follow any strict diets. Just as long as you’re smart about what you consume.

To begin with, processed and starchy or sugary foods should be occasional treats, not everyday foods. Fuel your body with vegetables, fruits, whole grains, and quality protein. Try not to overeat but eat just enough whenever you’re hungry.

Healthy Body Equals Healthy Premium

Those who possess a clean medical record and a healthy body will find the best possible life insurance deal. The healthier you are, the lower the risk that you present to the insurance company.

If you make the effort to keep yourself active, you’re far more likely to qualify for an affordable life insurance policy that also meets all your needs.

Noble Oak calls on its 140-year legacy to provide Australians with the security and peace of mind that comes with an award-winning life insurance policy.

Interested? Get a quote on our website to get started.

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Direct Life Insurer 2020

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